Chapter 8 7 min read
Save

International Trade and Balance of Payments

Macroeconomics for Business · BBS · Updated Apr 23, 2026

Table of Contents

Chapter 8: International Trade and Balance of Payments

International trade is the exchange of goods and services between countries. For Nepal, a small landlocked economy heavily dependent on imports and remittances, understanding international trade theory, trade policy, balance of payments, and exchange rates is crucial. This chapter covers trade theories, Nepal's trade situation, BOP accounting, and exchange rate systems.

8.1 Why Countries Trade

No country can produce all goods efficiently. International trade allows countries to specialize in what they produce best and exchange for other goods, benefiting all parties. Nepal imports petroleum, vehicles, electronics, and machinery while exporting carpets, garments, herbs, and hydropower.

Theories of International Trade

TheoryEconomistKey IdeaNepal Application
Absolute AdvantageAdam SmithCountry should export goods it produces more efficiently than othersNepal has absolute advantage in high-altitude herbs and spices
Comparative AdvantageDavid RicardoCountry should export goods where it has lowest opportunity cost, even without absolute advantageNepal's comparative advantage in labor-intensive handicrafts vs capital-intensive manufacturing
Heckscher-OhlinHeckscher & OhlinCountries export goods that use their abundant factor intensivelyNepal is labor-abundant → should export labor-intensive goods (carpets, garments)
New Trade TheoryKrugmanEconomies of scale, network effects, and first-mover advantages explain trade patternsExplains why Nepal imports many goods despite having resources to produce them

Comparative Advantage: Numerical Example

CountryCloth (units/day)Rice (units/day)
Nepal1020
India4050

India has absolute advantage in both. But opportunity costs: Nepal: 1 cloth = 2 rice; India: 1 cloth = 1.25 rice. Nepal: 1 rice = 0.5 cloth; India: 1 rice = 0.8 cloth.

Nepal has comparative advantage in rice (lower opportunity cost: 0.5 cloth vs 0.8). India has comparative advantage in cloth (1.25 rice vs 2 rice). Both benefit if Nepal exports rice and imports cloth.

8.2 Trade Policy

PolicyApproachToolsArguments
Free TradeNo barriers to tradeRemove tariffs, quotas, subsidiesMaximizes global efficiency; consumer benefits from lower prices
ProtectionismRestrict imports to protect domestic industryTariffs, quotas, subsidies, non-tariff barriersInfant industry, employment, national security, revenue

Trade Barriers

BarrierDescriptionNepal Example
TariffTax on imported goods raising priceNepal's customs duties on vehicles, electronics
QuotaPhysical limit on import quantityImport quotas on certain agricultural products
SubsidyFinancial support for domestic producersAgricultural subsidies for Nepali farmers
Non-Tariff BarriersRegulations, standards, bureaucratic proceduresQuality standards, labeling requirements

8.3 Balance of Payments (BOP)

Definition: The Balance of Payments is a systematic record of all economic transactions between residents of a country and the rest of the world during a given period (usually a year). It follows double-entry bookkeeping.

BOP Structure

AccountComponentsNepal Status
Current AccountTrade Balance (Exports - Imports of goods)Large deficit (~NPR 1,500+ billion); imports far exceed exports
Services Balance (tourism, transport, IT)Tourism earns significant forex but overall services deficit
Transfers (remittances, grants)Huge surplus — remittances (~NPR 1,000+ billion) offset trade deficit
Capital AccountForeign Direct Investment (FDI)Relatively low FDI inflows
Foreign loans, portfolio investmentADB, World Bank loans contribute significantly
Financial AccountChanges in foreign exchange reservesNRB maintains reserves for import cover

BOP Identity: Current Account + Capital Account + Financial Account = 0 (with statistical discrepancy)

8.4 Exchange Rate

Exchange Rate Systems

SystemHow It WorksAdvantagesDisadvantages
FixedGovernment sets exchange rateStability, predictability for tradeRequires large reserves; may be misaligned
FloatingMarket forces (supply/demand) determine rateAutomatic adjustment; no reserve needsVolatility, uncertainty for businesses
Managed FloatMarket-determined with central bank interventionFlexibility with stabilityRequires skill and reserves for intervention
PeggedFixed to another currencyImported monetary disciplineLoses independent monetary policy

Nepal's System: NPR is pegged to Indian Rupee at 1 INR = 1.6 NPR (fixed since 1993). Against other currencies (USD, EUR), the rate floats based on INR movement. This means Nepal effectively imports India's monetary policy stance.

8.5 Nepal's Trade Situation

Key Facts: Nepal's trade deficit is one of the largest relative to GDP in the world. India accounts for ~65% of Nepal's total trade. Top exports: palm oil (re-export), carpets, textiles, herbs, cardamom, polyester yarn. Top imports: petroleum products, vehicles, machinery, gold, rice, steel. Remittances from ~4 million Nepali workers abroad are the lifeline of the economy, covering the trade deficit and maintaining foreign reserves.

Challenges: Narrow export base; landlocked geography increases transport costs; low industrialization; quality and standard compliance issues; high dependence on India for both imports and transit; limited trade diversification.

Trade Agreements: WTO member since 2004; SAFTA member; bilateral trade treaties with India and China; duty-free access to developed countries under LDC provisions.

8.6 Terms of Trade

Terms of Trade (TOT) measures the ratio of export prices to import prices. It indicates how many units of imports a country can buy per unit of exports.

TOT = (Export Price Index / Import Price Index) × 100

TOT > 100: Favorable (exports buy more imports). TOT < 100: Unfavorable. Nepal's TOT has generally been declining because import prices (fuel, machinery) have risen faster than export prices (agricultural commodities, handicrafts).

Example: In base year, Nepal exports carpets at NPR 5,000/piece and imports mobile phones at NPR 10,000/piece. TOT = (100/100)×100 = 100.

Current year: Carpet price rises to NPR 5,500 (index=110), Phone price rises to NPR 13,000 (index=130).

TOT = (110/130) × 100 = 84.6 (deterioration — Nepal needs to export more carpets to buy same number of phones)

8.7 Nepal's Trade with Major Partners — Detailed Analysis

PartnerTrade ShareNepal Exports ToNepal Imports FromKey Issues
India~65% of total tradeJute, textiles, zinc sheets, polyester yarn, cardamom, juicePetroleum, vehicles, steel, rice, medicines, machineryMassive deficit; open border; currency peg; transit dependence
China~15% of importsVery limited (herbs, handicrafts)Electronics, textiles, machinery, construction materialsGrowing imports; limited export access; Kerung-Kathmandu railway planned
USA/EU~8% combinedCarpets, pashmina, garments, handicrafts (GSP benefits)Limited direct importsDuty-free access under LDC provisions; quality compliance challenges
UAE/Gulf~5%Very limitedGold, petroleum productsMajor source of remittance income rather than trade

8.8 Exchange Rate Determination Theories

TheoryKey IdeaFormula/Mechanism
Purchasing Power Parity (PPP)Exchange rate adjusts to equalize purchasing power across countriesE = P domestic / P foreign. If Nepal inflation > India inflation, NPR should depreciate
Interest Rate ParityExchange rate adjusts to equalize returns across countriesForward premium = interest rate differential
Balance of PaymentsExchange rate determined by supply and demand for foreign currency from trade and capital flowsTrade deficit → excess demand for foreign currency → depreciation
Monetary ApproachExchange rate is the relative price of two moneys, determined by relative money suppliesHigher money growth → currency depreciation

8.9 Impact of NPR-INR Peg on Nepal's Economy

Advantages of PegDisadvantages of Peg
Eliminates exchange rate risk with India (65% of trade)Nepal cannot use exchange rate as policy tool
Provides stability for traders and investorsImports Indian inflation whether or not it suits Nepal
Reduces transaction costs in cross-border tradeIf INR weakens against USD, NPR also weakens (no choice)
Anchors inflation expectationsNepal's monetary policy independence severely limited
Facilitates remittance flows from IndiaPeg may be misaligned — NPR could be overvalued or undervalued

8.10 Balance of Payments — Worked Example for Nepal

BOP ItemCredit (+)Debit (-)Balance
A. Current Account
Merchandise Exports200  
Merchandise Imports 1,500 
Trade Balance  -1,300
Tourism Earnings80  
Service Payments 120 
Services Balance  -40
Remittances Received1,000  
Foreign Grants50  
Transfers Balance  +1,050
Current Account Balance  -290
B. Capital/Financial Account
Foreign Loans Received200  
FDI Inflows30  
Loan Repayments 60 
Capital Account Balance  +170
Overall BOP  -120 (deficit)
Change in Reserves  -120 (reserves decrease)

Interpretation: Nepal has a massive trade deficit (-1,300) partially offset by remittances (+1,000). The current account is still negative (-290). Capital inflows (+170) help but overall BOP is in deficit (-120), requiring drawdown of foreign reserves.

Practice Questions

Short Answer:

1. Explain the theory of comparative advantage with a numerical example.

2. Differentiate between trade balance and balance of payments.

3. What are the components of the current account in BOP?

4. Explain Nepal's exchange rate system and the NPR-INR peg.

5. What are tariffs and quotas? Give Nepal examples.

Long Answer:

6. Explain Ricardo's theory of comparative advantage with numerical example. How does it apply to Nepal-India trade? (15 marks)

7. Discuss the structure of Nepal's Balance of Payments. Why does Nepal have a persistent trade deficit and how is it financed? (15 marks)

8. Compare fixed, floating, and managed float exchange rate systems. Evaluate Nepal's pegged exchange rate system. (15 marks)

9. "Nepal's trade deficit is structural, not cyclical." Discuss the causes and suggest measures to reduce it. (15 marks)

10. Discuss arguments for and against free trade vs protectionism in the context of Nepal's economy. (15 marks)

Exam Tips: ✓ Comparative advantage numericals are frequently asked ✓ Know BOP structure with Nepal data ✓ NPR-INR peg and its implications important �� Discuss remittances when explaining BOP ✓ Use current trade data for Nepal examples

Related Notes

Discussion

0 comments

Join the discussion

Log in to share your thoughts and help fellow students.

Log in to comment

No comments yet. Be the first to share your thoughts!